Point Loma, Pacific Beach and North Park real estate and homes for sale in California, downtown metro properties, luxury estates - Tracie Kersten and Ryan Mathys, REALTORS® Tracie Kersten and Ryan Mathys REALTORS(r) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates - NUMBER1EXPERTS™ Tracie Kersten and Ryan Mathys NUMBER1EXPERTS(tm) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates
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Tracie Kersten and Ryan Mathys, REALTOR®, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Local Info: Point Loma, Pacific Beach and North Park California home buying, real estate listings, and homes for sale in San Diego County, CA
Welcome > Local Info > Downtown San Diego ...


DOWNTOWN SAN DIEGO 

For beauty, excitement and convenience, no urban environment can beat sunny Downtown San Diego. There are eight distinctive neighborhoods (Core, Columbia, Cortez Hill, East Village, Gas Lamp Quarter, Horton Plaza, Little Italy and Marina) that are home to more than 15,000 residences. Downtown San Diego real estate offers a style and price range for everyone. Whether you are looking for a downtown condo, penthouse or a vacation home, downtown San Diego offers it all. 

Downtown San Diego has experienced a revival over the past 7-8 years. The Gas Lamp Quarter, the center of downtown, quarter is home to some of San Diego's finest restaurants, bars and clubs. Petco Park is spectacular in every way, combining the best sign lines is baseball wit breathtaking views of San Diego. It hosts 42,00 fixed seats, the handsome and historic Western Metal Supply Co. Building, a playing field for children and a multitude of eating establishments.  

Since the downtown San Diego re-development plan was created. The Gas Lamp quarter has experienced a revival. San Diego now sports a world-class convention Center, and the Gas Lamp district. 

Living in downtown San Diego, you will have the bay to the west and the Southwest, which is an important decision, if you want a view. You should also note that the San Diego international Airport is northwest of downtown. 

In 2004 San Diego had a population downtown of close to 30,000 by the year 2010. Population is expected to nearly double. There are approximately 5,000 businesses and more than 75,000 people working in Downtown San Diego. Downtown is the hub of San Diego’s government, legal and banking industries. With more than 1 million square feet of new or planned Class A office space in Downtown San Diego, exciting opportunities exist for business growth or expansion. 

With all the developers and construction companies competing to get your attention in downtown San Diego, we can help guide you through this tangled web. We have relationships with the top developers in downtown and know how to cut through the red tape and get you into your downtown San Diego real estate ASAP. 

According to Dataquick the average single-family residence is going for about 563, 000, and the beautiful new condos are in the $750,000 range. There are a ton of great deals to be had, as the developers are looking to flip these properties as soon as possible. 

We have the expertise in dealing with his downtown San Diego real estate and downtown San Diego condos to make you and your family's dreams come true. Shoot us a quick email or give us a call we'll take care of you like you were our only client.
 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What building has the largest windows in the world?

A 
The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
See More Real Estate Trivia >



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Tracie Kersten and Ryan Mathys, REALTOR®, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracie Kersten and Ryan Mathys
Profund Financial and Real Estate

7777 Fay Ave #G4
La Jolla CA 92037
Ryan Cell: (858) 405-4004
Tracie Cell : (619) 886-5294
Fax: (619) 374-2426
Ryan Email: ryan@profundrealestate.com
Tracie Email: tracie@profundrealestate.com

As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. We believe that everyone deserves GREAT representation and service. The right team can make all the difference, just ask our clients. Company DRE License #01524357 Tracie Kersten: #01137669 Ryan Mathys: #01361941

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