Point Loma, Pacific Beach and North Park real estate and homes for sale in California, downtown metro properties, luxury estates - Tracie Kersten and Ryan Mathys, REALTORS® Tracie Kersten and Ryan Mathys REALTORS(r) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates - NUMBER1EXPERTS™ Tracie Kersten and Ryan Mathys NUMBER1EXPERTS(tm) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates
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First Time Homebuyers: Point Loma, Pacific Beach and North Park California home buying, real estate listings, and homes for sale in San Diego County, CA
Welcome > For Buyers > First Time Homebuyers ...


Considering a Home Purchase?  

We tell all of our first time home buyers that buying your first home is like learning a new language. If you do not understand the language, you feel like you are in a foreign land. You need a real estate agent who will educate and guide you through the process. If you are a seasoned home buyer or an investor, you know that using the right real estate agent can make or break the transaction. Purchasing a home is probably one of the biggest financial commitments you will ever make. Buying a home is an investment for life, not just a dollars-and-cents investment. Using an real estate agent to help you buy a home costs you nothing. However, using the wrong real estate agent to help you buy a home can cost thousand of dollars and harm your potential for future real estate transactions. Following are a few home buying tips:  

Property Search Program: Home Buyers Scouting Report is a free real time personalized search program that provides more detailed property information than any other home or real estate search site! ProFund Real Estate can set you up on this program instantly so that you can start and customize your search in San Diego.  

Benefits of buying: ProFund Real Estate will evaluate your current rental/owner situation to assess the benefits of buying. Does it make sense to buy now or work on your credit score with a plan to purchase in a few months. Should you pull money out of a 401k as a downpayment or do 100% financing? There are always options. ProFund Real Estate thorough reviews your situation, wants and needs to compile the best scenario for you to maximize the benefits of buying. and, we work on your timeframes.  

What you can afford: ProFund Real Estate will look at your finances, the mortgage payments you can afford, the benefits of equity, the tax advantages you have as a home owner and much more. ProFund Real Estate provides the information and options. You make the final decision on the price, loan program and terms. 

Making an offer: ProFund Real Estate will show you neighborhoods and homes that fit your wants and needs. You will know and understand price and value by the time you make your final decision on the home(s) that you want to submit an offer to. ProFund Real Estate provides the information and assessment of the current market, demographics, school reports, etc. You make the final decision.  

Completing an inspection: After acceptance by the seller of your offer, ProFund Real Estate recommends that you complete a professional home inspection. It is a worthwile investment to know the condition of the home that you are about to purchase.  

Understanding the contract, disclosures, escrow instructions and title insurance: ProFund Real Estate will walk you through the paperwork in person to ensure that you understand every document that you are receiving and signing. We want to know that you are comfortable with your decision and that you know your home before making the final decision to close escrow. 

After the close of escrow: ProFund Real Estate provides continuous resourceful information and services after the close of escrow. Planning on remodeling? Need a resource for a repair? Want to sell and make the move up? We are here to help you days and years after you close escrow. We are your real estate agents for life.  

For immediate information, please tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Financially Qualified

Most purchase agreements allow buyers to get out of the contract if they can't qualify for a mortgage. If you are selling your home, be sure to get some reassurances before you make a commitment to buyers. Most contracts now require timely loan applications and pre-qualifying letters from the lender.

There is no way to be absolutely certain that buyers will be able to obtain financing. Real estate professionals will help buyers determine what they can afford and whether there are financing alternatives. They will also eliminate buyers who are not financially qualified. Training and experience enable them to resolve difficulties quickly to avoid wasting time.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
See More Real Estate Trivia >



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Tracie Kersten and Ryan Mathys, REALTORŪ, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracie Kersten and Ryan Mathys
Profund Financial and Real Estate

7777 Fay Ave #G4
La Jolla CA 92037
Ryan Cell: (858) 405-4004
Tracie Cell : (619) 886-5294
Fax: (619) 374-2426
Ryan Email: ryan@profundrealestate.com
Tracie Email: tracie@profundrealestate.com

As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. We believe that everyone deserves GREAT representation and service. The right team can make all the difference, just ask our clients. Company DRE License #01524357 Tracie Kersten: #01137669 Ryan Mathys: #01361941

ABR Equal Housing MLS REALTOR SRES


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