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|  | | | Meet Ryan Mathys & Tracie Kersten of ProFund | |
So who are Ryan and Tracie?  I grew up in Salt Lake City and while finishing up my MBA in 1998, I decided to move to San Diego. I knew after one visit that this was where I was going to live after I graduated. I have been in San Diego for over ten years now and and I have grown to love this city even more. I attended Westminster College in Salt Lake for both my undergraduate and graduate degrees. I love working with people, business and real estate. Tracie is a San Diego native and graduated from San Diego State with a degree in Asian Studies. She has been in real estate for fifteen years in various capacities. We live together in Hillcrest. On February 12 2010, we gave birth to our happy baby girl Simone. We are active and enjoy running around San Diego. I ran the Rock n Roll Marathon in 2006 and 2009. Tracie has run several marathons. This year we are going to do the Triple Crown (Carlsbad half marathon, La Jolla half marathon and America's Finest City half marathon). We also enjoy skiing, biking, wakeboarding, traveling and spending time with friends. Enough about us. Now, here's a little about how we run ProFund Financial & Real Estate. We believe that everyone deserves GREAT representation and service. The right team can make all the difference. Just ask our clients. As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What characteristics must a home have to be considered a prestigious property?
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| A |
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person. |
 See More Real Estate Trivia > |
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