Point Loma, Pacific Beach and North Park real estate and homes for sale in California, downtown metro properties, luxury estates - Tracie Kersten and Ryan Mathys, REALTORS® Tracie Kersten and Ryan Mathys REALTORS(r) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates - NUMBER1EXPERTS™ Tracie Kersten and Ryan Mathys NUMBER1EXPERTS(tm) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates
View Contact Information for Tracie Kersten and Ryan Mathys, Realtor(r) serving Point Loma, Pacific Beach and North Park, CA in San Diego County > Pop-Up Window
Click to Email Tracie Kersten and Ryan Mathys, REALTOR(r) serving Point Loma, Pacific Beach and North Park, CA in San Diego County
Login
Site Map
Tracie Kersten and Ryan Mathys, REALTORŪ, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
ProFund on Facebook
ProFund Blog
Mobile Phone Searches
Foreclosure List
Feature Listings
How 2 Buy Foreclosures
Facing Foreclosure?
Mortgage and RE News
Virtual Relocation
Zip Code Finder
Communities
Web Tools
SD Social Network
Monthly Market Trends
Video Clips
ProFund Real Estate's Facebook Page
ProFund Real Estate's Facebook Page
Promote Your Page Too


About Tracie Kersten and Ryan Mathys?: Point Loma, Pacific Beach and North Park California home buying, real estate listings, and homes for sale in San Diego County, CA
Welcome > About Us > Who Are We? ...


Ryan Mathys & Tracie Kersten
Meet Ryan Mathys & Tracie Kersten of ProFund

So who are Ryan and Tracie? 

I grew up in Salt Lake City and while finishing up my MBA in 1998, I decided to move to San Diego. I knew after one visit that this was where I was going to live after I graduated. I have been in San Diego for over ten years now and and I have grown to love this city even more. I attended Westminster College in Salt Lake for both my undergraduate and graduate degrees. I love working with people, business and real estate. Tracie is a San Diego native and graduated from San Diego State with a degree in Asian Studies. She has been in real estate for fifteen years in various capacities. We live together in Hillcrest. On February 12 2010, we gave birth to our happy baby girl Simone. We are active and enjoy running around San Diego. I ran the Rock n Roll Marathon in 2006 and 2009. Tracie has run several marathons. This year we are going to do the Triple Crown (Carlsbad half marathon, La Jolla half marathon and America's Finest City half marathon). We also enjoy skiing, biking, wakeboarding, traveling and spending time with friends.  

Enough about us. Now, here's a little about how we run ProFund Financial & Real Estate.  

We believe that everyone deserves GREAT representation and service. The right team can make all the difference. Just ask our clients.  

As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. 

Please Sign Up For The Latest Listings and the Latest Real Estate News 

*Your Name:
*Your Email Address:
Send Latest Listings: What is this?
Send Latest News: What is this?

Your Message or Comments:
* Please note that fields marked with an asterisk are required.


Email Us With Confidence
Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
See More Real Estate Trivia >




CashOfferSanDiego
Home Buying Tips
Home Selling Tips
What are Closing Costs?
What to expect
10 Qestions for Inspectors
Get Pre-Approved
SD County Schools
New Listings Reports
Testimonials
Affiliate Information
Fun San Diego Sites

School Reports
See the nation's top rated reports for Schools in Point Loma, Pacific Beach and North Park >





Tracie Kersten and Ryan Mathys, REALTORŪ, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracie Kersten and Ryan Mathys
Profund Financial and Real Estate

7777 Fay Ave #G4
La Jolla CA 92037
Ryan Cell: (858) 405-4004
Tracie Cell : (619) 886-5294
Fax: (619) 374-2426
Ryan Email: ryan@profundrealestate.com
Tracie Email: tracie@profundrealestate.com

As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. We believe that everyone deserves GREAT representation and service. The right team can make all the difference, just ask our clients. Company DRE License #01524357 Tracie Kersten: #01137669 Ryan Mathys: #01361941

ABR Equal Housing MLS REALTOR SRES


Profund Financial and Real Estate real estate and homes for sale in Point Loma, Pacific Beach and North Park California

BBB Acredited

BBB Acredited

www.ProFundRealEstate.com is brought to you by Tracie Kersten and Ryan Mathys
NUMBER1EXPERTS™ in real estate for Point Loma, Pacific Beach and North Park, California, downtown metro properties, luxury estates

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Point Loma, Pacific Beach and North Park California web site is brought to you by Tracie Kersten and Ryan Mathys, REALTORŪ


Return to Top > Point Loma, Pacific Beach and North Park downtown metro properties, luxury estates