Point Loma, Pacific Beach and North Park real estate and homes for sale in California, downtown metro properties, luxury estates - Tracie Kersten and Ryan Mathys, REALTORS® Tracie Kersten and Ryan Mathys REALTORS(r) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates - NUMBER1EXPERTS™ Tracie Kersten and Ryan Mathys NUMBER1EXPERTS(tm) for Point Loma, Pacific Beach and North Park, California real estate, downtown metro properties, luxury estates
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Tracie Kersten and Ryan Mathys, REALTORŪ, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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From Our Affiliates: Point Loma, Pacific Beach and North Park California home buying, real estate listings, and homes for sale in San Diego County, CA
Welcome > Resources > Special Offers > From Our Affiliates ...


To further expand on our referral philosophy we have included providers for various services and products that we personally know and endorse and use. 

Just for you from the affiliates of our web site! Please take advantage of the following special offers... 

Apply4Homes, Lender
James Carmody with Apply4Homes is our preferred lender.
Find Out More >

California Closet
Roland will customize the perfect solution that fits your desires, no matter how unique they might be.
Find Out More >

CashOfferSanDiego.Com
Sell your home fast, for cash. Foreclosure, divorce, inheritance, fixer...we can help.
Find Out More >

Chiropractor - Dr. Thomas Knightly
Great Chiropractor. Dr. Knightly does a great job to get things fixed without having you come back once a week.
Find Out More >

Creative Printing Solutions
Creative Printing Solutions can imprint your logo on any item including paper products, signs, give aways, etc.
Find Out More >

Dan Laframboise, financial planning practice
Dan Laframboise is President & CEO of DL Wealth Management Group
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Dana's Housekeeping
The most requested domestic referral agency in California. They clean out house!
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Dolce Donuts...Mini Donuts & Catering
Mini Donuts for parties, weddings, special and corporate event. Click below for more information.
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Doug Stricker
Organized executive with thirty-five years of professional experience in the Construction Industry.
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Financial Recruiting - Elliott Recruiting
Finance & Accounting placement and recruiting services...
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FS Marble & Tile (Anna Sciarrino)
Frank Sciarrino Marble and Tile is a quality company that offers a very large inventory of marble, granite and tile.
Find Out More >

Furniture - Furnishings4less.Com
Furnishings4less.com is a great provider for quality furniture at substantial discounts.
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Hoist Fitness - Jose Pena
Hoist fitness is a high end provider of in-home and corporate gym and exercise equipment.
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Hoover Restoration
Hoover Restoration can handle your handyman and remodeling needs. We have referred Chris Hoover to all of our clients.
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Insurance - Life & Health Elliott Insurance
Great provider for life, health, group, long term care and medicare supplement insurance.
Find Out More >

McCaffery Reserve Consulting
Professional - Cost Effective Reserve Studies and Consulting
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Nick Gines
Nick is a knowledgeable CPA. We refer many clients who have multiple investments.
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Party Lite - Marlene Dingley
Your source for Party Lite products and parties. Marlene is always there to help you.
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Perfect Credentials - Increase your score!
Perfect Credentials -Credit Enhancement, Education,Repair & planning.
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Private Lender Investments
We can pay between 8% - 12% interest on investments secured by low loan to value / high equity real estate in San Diego.
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San Diego Dog Training - Sit Means Sit
Great local San Diego dog trainers with various systems and programs for your dog.
Find Out More >

Speckman & Associates - Attorney
David Speckman is the attorney that we use at ProFund for managing our corporation and corporate law.
Find Out More >

Top Notch Termite
A local professional termite & pest company providing termite inspections, tenting and repairs.
Find Out More >




Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
See More Real Estate Trivia >



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Tracie Kersten and Ryan Mathys, REALTORŪ, real estate agents and broker for Point Loma, Pacific Beach and North Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracie Kersten and Ryan Mathys
Profund Financial and Real Estate

7777 Fay Ave #G4
La Jolla CA 92037
Ryan Cell: (858) 405-4004
Tracie Cell : (619) 886-5294
Fax: (619) 374-2426
Ryan Email: ryan@profundrealestate.com
Tracie Email: tracie@profundrealestate.com

As the founders of ProFund Financial & Real Estate, we are able to offer a unique service and value to our clients by representing them in buying or selling their home as well as providing an extensive choice of financing options. This allows us to offer our clients a full service package that can be worth thousands of dollars in savings. We take a big picture approach to helping our clients over a lifetime, not just the transaction. We do this by educating clients about real estate and financing, communicating throughout the transaction and following up long after it is completed. We believe that everyone deserves GREAT representation and service. The right team can make all the difference, just ask our clients. Company DRE License #01524357 Tracie Kersten: #01137669 Ryan Mathys: #01361941

ABR Equal Housing MLS REALTOR SRES


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